The cost of Christmas can be worrying, but you can still have a magical day without breaking the bank. Here are some classic ways to cut the cost of the big day:
Presents don’t have to be expensive – charity shops have some great pre-loved gifts.
Or why not offer babysitting duties, your time could be the best gift.
Find gifts for the best price by shopping online.
Impulse Christmas shopping can really damage your wallet, so make a list and stick to it.
Upcycle tired decorations, or make new ones from recycled items around the home.
Save your Christmas cards and reuse them next year as gift tags.
Finally, as tempting as it may seem, avoid costly door step loans! They often come with high interest rates and unmanageable repayment plans.