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Find a Home

My Ocean Tenant Zone
You can check your account balance, book a repair and more using MyOcean

My Home

My Ocean Tenant Zone
You can check your account balance, book a repair and more using MyOcean

Shared Ownership

All you need to know about shared ownership

Getting on the property ladder isn’t easy! Saving for a large deposit and even getting accepted for a mortgage could be a challenge. If this is you, read on for all the information you need on what could make Shared Ownership the ideal solution.

What is shared ownership?

Shared Ownership offers people the chance to purchase a percentage share of a new home and pay rent on the remaining share. This means that the deposit required is smaller than if you were buying 100%.

The share that you are buying can be funded by a mortgage or using your own savings, with rent payable on the remaining share.

See below to find answers to the most commonly asked questions about shared ownership.

Shared Ownership gave me my first step on the housing ladder"

C Salmon, Falmouth

Buying more shares in your home booklet